Citi Lazada Card

12X Reward Points
on Lazada (Valid till 29 Feb 2020)
5X Reward Points
on Dining, Travel, Entertainment & Commute
1X Reward Points
on Everything else, no cap
Available
Very Good
Satisfactory
Satisfactory
Satisfactory
Citi Lazada Card

Citi Lazada Card

Promotion
Promotions
Key features
Key features
  • 12X Reward Points on purchases on Lazada (Valid until 29 Feb 2020)
  • 5X Reward Points on Dining, Travel, Entertainment and Commute
  • Earn 1X Reward Points on everything else, no cap
  • Accelerated Rewards capped at a maximum of 10,000 Points per statement month. Bank's T&Cs apply.
  • Enjoy complimentary shipping rebates with min. spend of S$50 per transaction on Lazada, capped at 4 shipping rebates per calendar month. T&Cs apply.
  • Enjoy the freedom of redeeming your Reward Points with Citi Pay with Points or for cash rebate via SMS.
  • First year annual fee waived for Principal card. Apply by 29 Feb 2020 and enjoy annual fee waiver for Principal card in the first and second year.
Online shopping
Online Shopping
Excellent
  • 12X Reward Points on purchases on Lazada (Valid until 29 Feb 2020)
  • Earn 1X Reward Points on everything else, no cap
  • Accelerated Rewards capped at a maximum of 10,000 Points per statement month. Bank's T&Cs apply.
  • Enjoy complimentary shipping rebates with min. spend of S$50 per transaction on Lazada, capped at 4 shipping rebates per calendar month. T&Cs apply.
Rewards
Rewards
Very Good
  • 12X Reward Points on purchases on Lazada (Valid until 29 Feb 2020)
  • 5X Reward Points on Dining, Travel, Entertainment and Commute
  • Earn 1X Reward Points on everything else, no cap
  • Accelerated Rewards capped at a maximum of 10,000 Points per statement month. Bank's T&Cs apply.
Petrol
Petrol
Satisfactory
  • 14% discount at Esso stations - 5% Esso site discount + 5% Esso Smiles card discount + 4% Citi Card discount
  • 14% discount at Shell stations - 5% Shell site discount + 5% Shell Escape discount + 4% Citi Card Discount
Dining
Dining
Satisfactory
  • 5X Reward Points on Dining
  • Accelerated Rewards capped at a maximum of 10,000 Points per statement month. Bank's T&Cs apply.
Entertainment
Entertainment
Satisfactory
  • 5X Reward Points on Entertainment
  • Accelerated Rewards capped at a maximum of 10,000 Points per statement month. Bank's T&Cs apply.
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

$96.30

Fee Waiver

Available

Interest Free Period

25 days

Annual Interest Rate

26.90%

Late Payment Fees

$100

Minimum Monthly Repayment

1% or S$50, whichever is higher

Foreign Currency Transaction Fee

3.25%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

28%

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$42,000
Other

Card Association

Visa

Wireless Payment

Visa PayWave, Samsung Pay, Google Pay, Apple Pay