Citi Cash Back Card

Updated December 2018

8%Cash Back on Dining, Grab, Groceries, Petrol, Bakeries & Confectionery Stores
S$25Cash Back Cap per category, per month
S$888Min. Spend per month
Citi Cash Back Card

Citi Cash Back Card

Promotion
Promotions
Key features
Key features
  • 8% cash back on dining, Grab, petrol, groceries, bakeries and confectionery stores spend
  • Cash back is capped at S$25/month per category with min. spend of S$888/month
  • 8% cash back on spend at Grab and bakeries & confectionery stores valid till 31 Dec 2018
  • Up to 20.88% savings at Esso and Shell, and 8% cash back at other petrol stations
  • First year fee waived for Principal and two (2) Supplementary cards
Cash back
Cash Back
Excellent
  • 8% cash back on bakeries & confectionery spend, cash back is capped at S$25/month with min. spend of S$888/month (valid till 31 Dec 2018)
  • 8% cash back at food & beverage outlets, supermarkets & grocery stores, food & groceries delivery (including Deliveroo, foodpanda, honestbee, RedMart) and Grab (valid till 31 Dec 2018)
  • Up to 20.88% savings at Esso and Shell, and 8% cash back at other petrol stations
  • Total min. retail spend of S$888/month, 8% cash back capped at S$25 per category (Bakeries & Confectionery Stores, Dining, Groceries, Petrol and Grab)
  • For retail spend less than S$888 and/or other retail spend categories, 0.25% cash back is awarded, no cap on 0.25% cash back earned
Petrol
Petrol
Excellent
Best for: Petrol transactions at Esso & Shell
  • Up to 20.88% discount at Esso Stations: 5% Esso site discount + 5% Smiles card discount + 4% Citi Card discount + 8% Citi Cash Back Card cash back* (applies after Esso discount)
  • Up to 20.88% discount at Shell stations: 5% Shell site discount + 5% Shell Escape discount + 4% Citi Card discount + 8% Citi Cash Back Card cash back* (applies after Shell discount)
  • *Additional 8% cash back on petrol worldwide applies with a min. retail spend of S$888/statement month on the Citi Cash Back Card, 8% cash back capped at S$25 per category. For retail spend less than S$888 and/or other retail spend categories, 0.25% cash back is awarded, no cap on cash back earned.
Grocery
Grocery
Excellent
Supports all retail grocery stores & selected online stores (honestbee and RedMart)
  • 8% cash back on supermarkets and grocery stores worldwide
  • 8% cash back also applicable for groceries delivery (including honestbee and RedMart)
  • Total min. retail spend of S$888/month, 8% cash back capped at S$25 per category
  • For retail spend less than S$888 and/or other retail spend categories, 0.25% cash back is awarded, no cap on cash back earned
Dining
Dining
Excellent
Supports all restaurants, cafes, bars & food delivery services (Deliveroo and foodpanda)
  • 8% cash back on your dining spends globally
  • 8% cash back also applicable for food delivery (including Deliveroo and foodpanda)
  • Exclusive dining deals with Citi Gourmet Pleasures at top restaurants such as Kuro Restaurant & Bar, Skyve Wine Bistro and more
  • Total min. retail spend of S$888/month, 8% cash back capped at S$25 per category
  • For retail spend less than S$888 and/or other retail spend categories, 0.25% cash back is awarded, no cap on 0.25% cash back earned
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

$96.30

Fee Waiver

Available

Interest Free Period

25 days

Annual Interest Rate

26.90%

Late Payment Fees

$100

Minimum Monthly Repayment

1% or S$50, whichever is higher

Foreign Currency Transaction Fee

2.80%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6% or $15, whichever is higher

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$42,000
Other

Card Association

MasterCard, Visa

Wireless Payment

Visa payWave, MasterCard PayPass, Samsung Pay, Citi Pay