Citi Cash Back Card

Free S$200 Vouchers

8%
Cash Back on Dining, Groceries & Petrol
S$25
Cash Back Cap per category, per month
S$888
Min. Spend per month
Citi Cash Back Card

Citi Cash Back Card

Free S$200 Vouchers

Promotion
Promotions
Key features
Key features
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$200 Cash Gift
    • 8% cash back on Dining, Groceries & Petrol
    • Cash back is capped at S$25/month per category with min. spend of S$888/month
    • Up to 20.88% savings at Esso and Shell, and 8% cash back at other petrol stations
    • First year fee waived for Principal and two (2) Supplementary cards
    Cash back
    Cash Back
    Excellent
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$200 Cash Gift
    • 8% cash back on Dining, Groceries & Petrol
    • Up to 20.88% savings at Esso and Shell, and 8% cash back at other petrol stations
    • Total min. retail spend of S$888/month, 8% cash back capped at S$25 per category (Dining, Groceries and Petrol)
    • For retail spend less than S$888 and/or other retail spend categories, 0.25% cash back is awarded, no cap on 0.25% cash back earned
    Petrol
    Petrol
    Excellent
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$200 Cash Gift
  • Best for: Petrol transactions at Esso & Shell
    • Up to 20.88% discount at Esso Stations: 5% Esso site discount + 5% Smiles card discount + 4% Citi Card discount + 8% Citi Cash Back Card cash back* (applies after Esso discount)
    • Up to 20.88% discount at Shell stations: 5% Shell site discount + 5% Shell Escape discount + 4% Citi Card discount + 8% Citi Cash Back Card cash back* (applies after Shell discount)
    • *Additional 8% cash back on petrol worldwide applies with a min. retail spend of S$888/statement month on the Citi Cash Back Card, 8% cash back capped at S$25 per category (Dining, Groceries & Petrol). For retail spend less than S$888 and/or other retail spend categories, 0.25% cash back is awarded, no cap on cash back earned.
    Grocery
    Grocery
    Excellent
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$200 Cash Gift
  • Supports all retail grocery stores & honestbee
    • 8% cash back on supermarkets and grocery stores worldwide
    • 8% cash back also applicable for groceries delivery on honestbee
    • Total min. retail spend of S$888/month, 8% cash back capped at S$25 per category
    • For retail spend less than S$888 and/or other retail spend categories, 0.25% cash back is awarded, no cap on cash back earned
    Dining
    Dining
    Excellent
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$200 Cash Gift
  • Supports all restaurants, cafes, bars & food delivery services (Deliveroo, foodpanda)
    • 8% cash back on your dining spends globally
    • 8% cash back also applicable for food delivery (including Deliveroo, foodpanda)
    • Exclusive dining deals with Citi Gourmet Pleasures at top restaurants such as Kuro Restaurant & Bar, Skyve Wine Bistro and more
    • Total min. retail spend of S$888/month, 8% cash back capped at S$25 per category
    • For retail spend less than S$888 and/or other retail spend categories, 0.25% cash back is awarded, no cap on 0.25% cash back earned
    Leisure
    Overseas Spending
    Very Good
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) Unique Reference Number (URN) for your S$200 Cash Gift
    • 8% cash back for Dining, Supermarkets & Grocery Stores worldwide
    • Minimum retail spend of S$888/month, cash back capped at S$25 per category
    • For retail spend less than S$888 and/or other retail spends, 0.25% cash back is awarded, no cap on 0.25% cash back earned
    • 2.8% foreign currency transaction fee
    Terms
    Terms and conditions
    Interest Rate & Late Payment Fees

    Annual Principal Fee

    $193

    Supplementary Annual Fee

    $96.30

    Fee Waiver

    Available

    Interest Free Period

    25 days

    Annual Interest Rate

    26.90%

    Late Payment Fees

    $100

    Minimum Monthly Repayment

    1% or S$50, whichever is higher

    Foreign Currency Transaction Fee

    2.80%

    Foreign Check Fee

    N/A

    Cash Advance Transaction Fee

    6% or $15, whichever is higher

    Overlimit Fee

    $40
    Eligibility

    Singaporean Minimum Income

    $30,000

    Non-Singaporean Minimum Income

    $42,000
    Other

    Card Association

    MasterCard, Visa

    Wireless Payment

    Visa payWave, MasterCard PayPass, Samsung Pay, Citi Pay