Citi Cash Back Card

Citi Cash Back Card

Citi Cash Back Card

Citi Cash Back Card

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FASTER REWARD FULFILMENT | UP TO 8% CASHBACK
The Citi Cash Back Card is best for drivers and those with consistent dining and grocery expenses, offering up to 7.8% cashback on petrol/private transport and 5.8% on dining/groceries. However, you NEED to hit the S$800 minimum monthly spend to unlock these bonus rates; otherwise, you'll earn a mere 0.2%. Cashback is capped at S$80/month. Consider if your spending habits align with these categories and if you can consistently meet the minimum spend to maximize rewards.
Up to 23.64%
Fuel Savings at Caltex, Esso & Shell
17%
Instant Discount at Caltex
14%
Instant Discount at Esso & Shell
MoneySmart Exclusive

[SURE WIN S$450 CASH]
Get S$400 Cash or 5,040 SmartPoints, in as fast as 5 weeks when you spend S$500 within 30 days. Plus spend monthly on your card for 3 months and get EXTRA S$50 Cash! T&Cs apply.

Valid until 15 Jul 2025 - See more details below

Are you eligible?

    • MoneySmart Exclusive Promotion is valid from 01-July 2025 to 15-July-2025

    • Applicable for New-to Citibank Cardmembers only

    • Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.

    • Log into your MoneySmart account and submit your claim by 15th August 2025

What you need to know

  1. Get EXTRA S$50 Cash on top of your baseline gifts when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months!

  2. Only recurring payments to eligible merchants listed in the T&Cs will be deemed eligible for this promotion. Refer to the T&Cs for more information on the participating merchants.

  3. *Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.

  4. Use 5,040 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! 

  5. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

  6. Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.

  7. MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.

T&Cs
FAQ
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Quick Facts

Get the maximum value by

Earn up to 8% cash back on selected categories with minimum spend of S$800 in a statement month

Good for

Individuals who prefer to maximise their rewards earning, frequently spend on dining, groceries, private commute and petrol, and are in the habit of tracking their expenditure closely

Categories to maximise this card

Groceries, Dining, Private Commute and Petrol

What people use it for

Day to day expenses

Get if

If you spend minimum of S$800 in a statement month, you will earn bonus cash back on these 4 categories

All Details

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