No annual fee for life. Advertises one of the highest cash back at 10%, but only for selected categories and limited by cashback cap.
Very specific categories and limited categories to maximise cash back, and yet still has high minimum spend. Slightly lower base cash back compared to the rest of the cards
Young professionals who shop online and also buy groceries
Beauty and wellness, grocery, online shopping, pet care and cruises
Daily spending and online shopping. Since there is no annual fee, just use this card whenever you spend in the more specific categories.
You consistently spend a modest amount on on groceries, online shopping and beauty/wellness each month
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