Up to 10% cashback
No annual fee for life. Advertises one of the highest cash back at 10%, but only for selected categories and limited by cashback cap.
Cash Back on Beauty & Wellness, Online Shopping, Groceries
Min. spend per month
Cash Back Cap per month
MoneySmart Exclusive

Get S$250 Cash via PayNow OR an Apple AirPods 3rd Gen (worth S$261.40) OR a Nintendo Switch Lite (worth S$309) when you apply and spend a min of S$988. T&Cs apply.

Valid until 30 Nov 2023 - See more details below

Are you eligible?

    • Promotion is valid from 16-November-2023 to 30-November-2023

    • Applicable for New-to card holders only

    • Customers need to apply through MoneySmart to be eligible

What you need to know

  1. Log into your MoneySmart account and submit your claim by 30th December 2023

  2. Spend a min. of S$988 during the first 60 days from card approval date

  3. Gift Options: S$250 Cash via PayNow OR an Apple AirPods 3rd Gen with Lightning Charging Case (worth $261.40) OR a Nintendo Switch Lite (worth S$309)

  4. Please note that gifts will typically be fulfilled approximately 5 months after the end of the campaign month (30 November 2023).

  5. MoneySmart exclusive gifts and rewards do not stack with external or third party promotions unless otherwise stipulated. Kindly refer to T&Cs for details

Claim Form

Quick Facts

Get the maximum value by

Very specific categories and limited categories to maximise cash back, and yet still has high minimum spend. Slightly lower base cash back compared to the rest of the cards

Good for

Young professionals who shop online and also buy groceries

Categories to maximise this card

Beauty and wellness, grocery, online shopping, pet care and cruises

What people use it for

Daily spending and online shopping. Since there is no annual fee, just use this card whenever you spend in the more specific categories.

Get if

You consistently spend a modest amount on groceries, online shopping and beauty/wellness each month

All Details

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