2%

Unlimited cashback on Travel, Overseas & Online Spend in Foreign Currency

^S$2,000

Min. spend per month

Unlimited

Cashback cap

All Details

• Key Features

  • Unlimited 2%* Cashback on Travel, Overseas, Online Spend in Foreign Currencies. 1%* Cashback on all other spend.

  • * The 2% cashback consists of the base cashback of 1% and an additional 1% cashback.

  • Complimentary Travel Insurance up to S$1,000,000

  • Complimentary access to over 1,000 airport lounges via CIMB Airport Companion Programme

  • Visa Infinite Concierge

  • No annual fees for life

  • Apply for up to 4 supplementary cards and have annual fees waived for all supplementary cards

  • Access to over 1,000 regional deals with discounts up to 50%

  • At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.

Cash Back

Very Good

• 2% unlimited cashback on Travel

• 2% unlimited cashback on Overseas spending

• 2% unlimited cashback on Online Spend in Foreign Currency

• The 2% cashback consists of the base cashback of 1% and an additional 1% cashback.

• 1% unlimited cashback on all other spend

• To qualify for the 2% cashback, you must spend at least S$2,000 posted in the same statement month.

• Other terms and conditions apply.

Dining

Very Good

0% Instalment

Very Good

• With CIMB 0% i.Pay Plan (IPP) enjoy 0% interest instalment payments with a one time processing fee.

• A one time processing fee of 3% of transaction amount for 3 or 6 months, and 5% for 12 months tenure, 6% for 24 months tenure

• Earn cash rebates on instalment payment plan and save on your daily expenses.

• Minimum of S$300 and maximum of S$30K can be converted per transaction.

Annual Interest Rate and Fees

Annual Principal Fee	S$0
Supplementary Annual Fee	Free
Fee Waiver	Available
Interest Free Period	23 days
Annual Interest Rate	27.8%
Late Payment Fees	S$100
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	3%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	8% or S$15, whichever is higher
Overlimit Fee	S$50 or 5% of the excess amount, whichever is higher

Minimum Income Requirements

Singaporean/PR Minimum Income	S$120,000

Card Association

Visa

Wireless Payment

Visa Contactless

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