No annual fee for life. Advertises one of the highest cashback at 10%, but only for selected categories and limited by cashback cap.
Professionals who travel and eat out.
Health and medical, transport (i.e. Grab, petrol), dining (local and overseas), transaction in foreign currency and local electronics and furnishings.
Travel, transport and dining. Since there is no annual fee, just use this card whenever you spend in the more specific categories.
You consistently spend a modest amount on transport, dining and healthcare each month.
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