No annual fee for life. Advertises one of the highest cashback at 10%, but only for selected categories and limited by cashback cap.
Very specific categories and limited categories to maximise cash back, and yet still has high minimum spend. Slightly lower base cash back compared to the rest of the cards
Professionals who travel and eat out.
Health and medical, transport (i.e. Grab, petrol), dining (local and overseas), transaction in foreign currency and local electronics and furnishings.
Travel, transport and dining. Since there is no annual fee, just use this card whenever you spend in the more specific categories.
You consistently spend a modest amount on transport, dining and healthcare each month.
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