MoneySmart Says

No annual fee for life. Advertises one of the highest cashback at 10%, but only for selected categories and limited by cashback cap.

10%
Cash Back on Wine & Dine, Petrol & Transport, Travel
S$800
Min. spend per month
S$100
Cash Back Cap

Quick Facts

Get the maximum value by

Very specific categories and limited categories to maximise cash back, and yet still has high minimum spend. Slightly lower base cash back compared to the rest of the cards

Good for

Professionals who travel and eat out.

Categories to maximise this card

Health and medical, transport (i.e. Grab, petrol), dining (local and overseas), transaction in foreign currency and local electronics and furnishings.

What people use it for

Travel, transport and dining. Since there is no annual fee, just use this card whenever you spend in the more specific categories.

Get if

You consistently spend a modest amount on transport, dining and healthcare each month.

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