- Up to 23.5%
- Max. savings at Shell and SPC stations
- S$600
- Min. Spend per month
- S$60
- Cap on cashback
All Details
Best for: Petrol transactions at Shell & SPC
Up to 23.5% savings on Petrol transactions at Caltex, Shell, Sinopec & SPC, cap at S$60
Min. Spend per month = S$600
Supports all major Department Stores in Singapore
Supports all restaurants, cafes and fast food except spends in hotels
Earn savings on Newspaper subscription and movies
Up to 10% cash rebate on Zaobao & SPH newspaper subscriptions
Up to 5% cash rebate on on dining and department stores
Up to 3% cash rebate on online spend and MCST fees
Cash rebate cap at S$60/mo
Earn Reward points for all local and overseas spend
Supports all Online spends
Up to 3% Cash Rebate on Online Purchases (also in foreign currency)
2x Reward Points for every S$1 spent overseas; 1x Reward Points for every S$1 spent locally
Minimum spend of S$600/mo, Cap at S$60
Payment can be made in RMB and/or SGD with no currency exchange fees (other currencies 2.5%)
| Annual Principal Fee | S$205.20 |
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| Supplementary Annual Fee | S$102.60 |
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| Fee Waiver | First year waived |
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| Interest Free Period | 23 days |
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| Annual Interest Rate | 28.88% |
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| Late Payment Fees | 5% or S$100, whichever is higher |
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| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
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| Foreign Currency Transaction Fee | 3.00% |
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| Foreign Check Fee | N/A |
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| Cash Advance Transaction Fee | 6% or S$20, whichever is higher |
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| Overlimit Fee | S$40 |
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| Singaporean/PR Minimum Income | S$30,000 |
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| Non-Singaporean Minimum Income | S$60,000 |
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