- Up to 23.5%
- Max. savings at Shell and SPC stations
- S$600
- Min. Spend per month
- S$60
- Cap on cashback
All Details
Best for: Petrol transactions at Shell & SPC
Up to 23.5% savings on Petrol transactions at Caltex, Shell, Sinopec & SPC, cap at S$60
Min. Spend per month = S$600
During application, please input "MBMS" under Promo code in your online application form
Supports all major Department Stores in Singapore
Up to 5% cash rebate on Department Store and up to 3% cash rebate on Online spend
During application, please input "MBMS" under Promo code in your online application form
Supports all restaurants, cafes and fast food except spends in hotels
Up to 5% Cash Rebate on all dining except F&B in hotels
During application, please input "MBMS" under Promo code in your online application form
Earn Reward points for all local and overseas spend
2x Reward Points for every S$1 spent overseas (excluding transactions in RMB)
1x Reward Points for every S$1 spent locally
During application, please input "MBMS" under Promo code in your online application form
Earn savings on Newspaper subscription and movies
Up to 10% cash rebate on Zaobao & SPH newspaper subscriptions
Up to 5% cash rebate on on dining and department stores
Up to 3% cash rebate on online spend and MCST fees
Cash rebate cap at S$60/mo
During application, please input "MBMS" under Promo code in your online application form
Supports all Online spends
Up to 3% cash rebate on Online purchases
During application, please input "MBMS" under Promo code in your online application form
Up to 3% Cash Rebate on Online Purchases (also in foreign currency)
2x Reward Points for every S$1 spent overseas; 1x Reward Points for every S$1 spent locally
Minimum spend of S$600/mo, Cap at S$60
Payment can be made in RMB and/or SGD with no currency exchange fees (other currencies 2.5%)
During application, please input "MBMS" under Promo code in your online application form
| Annual Principal Fee | S$203.30 |
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| Supplementary Annual Fee | S$101.65 |
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| Fee Waiver | First year waived |
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| Interest Free Period | 23 days |
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| Annual Interest Rate | 28.88% |
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| Late Payment Fees | 5% or S$100, whichever is higher |
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| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
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| Foreign Currency Transaction Fee | 3.00% |
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| Foreign Check Fee | N/A |
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| Cash Advance Transaction Fee | 6% or S$20, whichever is higher |
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| Overlimit Fee | S$40 |
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| Singaporean/PR Minimum Income | S$30,000 |
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| Non-Singaporean Minimum Income | S$60,000 |
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