Up to 15%

Rebate on Public Transport

Up to 10%

Rebate on Qoo10 spend

Up to 3%

Rebate on Online and more

All Details

• Key Features

  • Enjoy up to 15% Qmoney rebate on your Public transport spend

  • Up to 10% on your Qoo10 Spend

  • Up to 3% on all other purchases

Entertainment

Very Good

Earn savings at cinemas, pubs, clubs and karaoke

• Up to 3% Qmoney Rebate on Entertainment Spend

• Min. $800 spend

• Out-of-Qoo10 Spend: $40 Qmoney Rebate

Dining

Very Good

Supports fast food spends

• Up to 3% Qmoney Rebate on Fast Food Spend

• Min. $800 spend

• Out-of-Qoo10 Spend: $40 Qmoney Rebate

Online Shopping

Good

• Up to 10% rebate on Qoo10 transactions, with an overall min. spend of S$800 per month

• 3% rebate on Qoo10 transactions, with an overall min. spend of S$400 per month

• 3% rebate on online spend, with an overall min. spend of S$800 per month

• Cash rebate cap of S$30 on Qoo10 transactions, and S$40 on all other transactions per month

• 0.3% rebate on all transactions (except Qoo10 transactions), with a min. spend of S$400 per month

• All rebates in the form of Qmoney where 1 Qmoney = S$1

Overseas Spending

Good

• Up to 15% Qmoney Rebate on Public Transport Spend

• Up to 3% Qmoney Rebate on Taxi/Grab and Overseas Spend

• Min. $800 spend

• 3% foreign currency transaction fee

• Out-of-Qoo10 Spend: $40 Qmoney Rebate

Annual Interest Rate and Fees

Annual Principal Fee	S$205.20
Supplementary Annual Fee	S$102.60
Fee Waiver	First year waived
Interest Free Period	23 days
Annual Interest Rate	28.88%
Late Payment Fees	5% or S$100, whichever is higher
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	3.00%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	6% or S$20, whichever is higher
Overlimit Fee	S$40

Minimum Income Requirements

Singaporean/PR Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$60,000

Card Association

Mastercard

Wireless Payment

MasterCard PayPass