- 3%
- Cash Back at Supermarket
- S$25
- Cash Back on Groceries per month
- S$800
- Min. Spend per month
- 10% Cashback on Everyday Dining (locally and overseas) and Movies
- 5% Cashback at Selected Merchants: Best Denki, POPULAR Bookstore, Unity Pharmacy, Watsons, Welcia-BHG
- 3% Cashback on Public Transport Transactions
- 3% Cashback on Online Purchases, Groceries and Hospital Bills
- During application, please input "MS" under Promo code in your online application form
Supports all major supermarkets in Singapore
- 3% cashback at all major supermarkets and hypermarkets in Singapore
- Base rate: 0.3% on all other purchases and if minimum spend of S$800 per month is not met
- Cashback cap at S$25 per month for groceries, online purchases and hospital plus all other spend
- During application, please input "MS" under Promo code in your online application form
Earn savings at all movie theatres in Singapore
- 10% cashback on Movies at all theatres in Singapore, including online store
- Base rate: 0.3% on all other purchases and if minimum spend of S$800 per month is not met
- Cashback cap at S$25 per month for dining and movies
- Cashback cap at S$25 per month for dining and movies
- 10% Cash Rebate on Everyday Dining (also in foreign currency)
- Minimum spend of S$800 per month and total cash back capped at S$100 per month
- 3% cash back on online purchases, capped at S$25 per month
- 3% foreign currency transaction fee
- During application, please input "MS" under Promo code in your online application form
Earn savings at selected mall and healthcare merchants
- 5% Cashback at Selected Merchants: Best Denki, POPULAR Bookstore, Unity Pharmacy, Watsons, Welcia-BHG
- Base rate: 0.3% on all other purchases and if minimum spend of S$800 per month is not met
- Cashback cap at S$25 per month for above mentioned merchants
- During application, please input "MS" under Promo code in your online application form
Enjoy Cashback on Dining, Entertainment, Public Transport, Online Shopping, Groceries spend and many more
- 10% Cashback on Everyday Dining (locally and overseas) and Movies
- 5% Cashback at Selected Merchants: Best Denki, POPULAR Bookstore, Unity Pharmacy, Watsons, Welcia-BHG
- 3% Cashback on Public Transport Transactions
- 3% Cashback on Online Purchases, Groceries and Hospital Bills
- Minimum spend: S$800 per month
- Total cashback cap at $100 per month: S$25 for dining and movies, S$25 for selected merchants, S$25 for public transport transactions, S$25 on all other spend
- Base rate: 0.3% on all other purchases and if minimum spend of S$800 per month is not met
- During application, please input "MS" under Promo code in your online application form
Supports all restaurants, cafes and fast food except spends in hotels
- 10% cashback on Dining Locally and Overseas
- Cashback cap at $100 per month where cap is at S$25 per month for dining and movie
- During application, please input "MS" under Promo code in your online application form
Supports all Online spends except selected payment institutions
- 3% cashback on online purchases
- Base rate: 0.3% on all other purchases and if minimum spend of S$800 per month is not met
- Cashback cap at S$25 per month for groceries, online purchases and hospital plus all other spend
- During application, please input "MS" under Promo code in your online application form
| Annual Principal Fee | S$203 |
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| Supplementary Annual Fee | S$101.65 |
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| Fee Waiver | Available |
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| Interest Free Period | 23 days |
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| Annual Interest Rate | 28.88% |
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| Late Payment Fees | 5% or S$100, whichever is higher |
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| Minimum Monthly Repayment | 3% or S$50, whichever is higher |
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| Foreign Currency Transaction Fee | 3.00% |
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| Foreign Check Fee | N/A |
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| Cash Advance Transaction Fee | 6% or S$20, whichever is higher |
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| Overlimit Fee | S$40 |
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| Singaporean Minimum Income | S$30,000 |
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| Non-Singaporean Minimum Income | S$60,000 |
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