Bank of China Family Card

10%
Cash Back on Dining and Movies
S$100
Cash Back per month
S$800
Min. Spend per month
Bank of China Family Card

Bank of China Family Card

Key features
Key features
  • 10% Cashback on Everyday Dining (locally and overseas) and Movies
  • 5% Cashback at Selected Merchants: Best Denki, POPULAR Bookstore, Unity Pharmacy, Watsons, Welcia-BHG
  • 3% Cashback on Public Transport Transactions
  • 3% Cashback on Online Purchases, Groceries and Hospital Bills
  • During application, please input "MS" under Promo code in your online application form
Cash back
Cash Back
Very Good
Enjoy Cashback on Dining, Entertainment, Public Transport, Online Shopping, Groceries spend and many more
  • 10% Cashback on Everyday Dining (locally and overseas) and Movies
  • 5% Cashback at Selected Merchants: Best Denki, POPULAR Bookstore, Unity Pharmacy, Watsons, Welcia-BHG
  • 3% Cashback on Public Transport Transactions
  • 3% Cashback on Online Purchases, Groceries and Hospital Bills
  • Minimum spend: S$800 per month
  • Total cashback cap at $100 per month: S$25 for dining and movies, S$25 for selected merchants, S$25 for public transport transactions, S$25 on all other spend
  • Base rate: 0.3% on all other purchases and if minimum spend of S$800 per month is not met
  • During application, please input "MS" under Promo code in your online application form
Leisure
Overseas Spending
Very Good
  • 10% Cash Rebate on Everyday Dining (also in foreign currency)
  • Minimum spend of S$800 per month and total cash back capped at S$100 per month
  • 3% cash back on online purchases, capped at S$25 per month
  • 3% foreign currency transaction fee
  • During application, please input "MS" under Promo code in your online application form
Grocery
Grocery
Very Good
Supports all major supermarkets in Singapore
  • 3% cashback at all major supermarkets and hypermarkets in Singapore
  • Base rate: 0.3% on all other purchases and if minimum spend of S$800 per month is not met
  • Cashback cap at S$25 per month for groceries, online purchases and hospital plus all other spend
  • During application, please input "MS" under Promo code in your online application form
Dining
Dining
Very Good
Supports all restaurants, cafes and fast food except spends in hotels
  • 10% cashback on Dining Locally and Overseas
  • Cashback cap at $100 per month where cap is at S$25 per month for dining and movie
  • During application, please input "MS" under Promo code in your online application form
Shopping
Shopping
Very Good
Earn savings at selected mall and healthcare merchants
  • 5% Cashback at Selected Merchants: Best Denki, POPULAR Bookstore, Unity Pharmacy, Watsons, Welcia-BHG
  • Base rate: 0.3% on all other purchases and if minimum spend of S$800 per month is not met
  • Cashback cap at S$25 per month for above mentioned merchants
  • During application, please input "MS" under Promo code in your online application form
  • Entertainment
    Entertainment
    Very Good
    Earn savings at all movie theatres in Singapore
    • 10% cashback on Movies at all theatres in Singapore, including online store
    • Base rate: 0.3% on all other purchases and if minimum spend of S$800 per month is not met
    • Cashback cap at S$25 per month for dining and movies
    • During application, please input "MS" under Promo code in your online application form
    Online shopping
    Online Shopping
    Satisfactory
    Supports all Online spends except selected payment institutions
    • 3% cashback on online purchases
    • Base rate: 0.3% on all other purchases and if minimum spend of S$800 per month is not met
    • Cashback cap at S$25 per month for groceries, online purchases and hospital plus all other spend
    • During application, please input "MS" under Promo code in your online application form
    Terms
    Terms and conditions
    Interest Rate & Late Payment Fees

    Annual Principal Fee

    $203

    Supplementary Annual Fee

    S$101.65

    Fee Waiver

    Available

    Interest Free Period

    23 days

    Annual Interest Rate

    28.88%

    Late Payment Fees

    5% or S$100, whichever is higher

    Minimum Monthly Repayment

    3% or S$50, whichever is higher

    Foreign Currency Transaction Fee

    3.00%

    Foreign Check Fee

    N/A

    Cash Advance Transaction Fee

    6% or S$20, whichever is higher

    Overlimit Fee

    $40
    Eligibility

    Singaporean Minimum Income

    $30,000

    Non-Singaporean Minimum Income

    $60,000
    Other

    Card Association

    Visa

    Wireless Payment

    Visa payWave