Best American Express No Annual Fee Credit Cards in Singapore 2025

Here are the best American Express credit cards in Singapore with long annual fee waivers, or no annual fees at all. Read More
We found 5 American Express Credit Cards for you!
American Express True Cashback Card
MoneySmart Exclusive
Unlimited Cashback
on up to $5,000 spend in the first 6 months for new Card Members.
3% Cashback
Annual Fee Waiver
First Year
Annual Fee
S$174.40
Get S$120 eCapitaVouchers or Apple AirPods 4 (RSP S$199) when you apply and spend S$500 of Qualifying Spends within the first month of card approval. T&Cs apply.
Valid until 30 Jul 2025 - See more details below
American Express Singapore Airlines KrisFlyer Credit Card
Online Promo
Most convenient way to earn KrisFlyer miles
on eligible Singapore Airlines, Scoot flight bookings & KrisShop purchases
S$1 = 2 KrisFlyer miles
Annual Fee Waiver
First Year
Annual Principal Fee
S$179.85
Online Promo:
New to American Express Card Members can receive up to 17,000 KrisFlyer miles – enough to redeem a return trip to Bali* on Singapore Airlines, upon S$1,000 spend within first 2 months of Card approval. T&Cs apply.
Valid until 30 Jul 2025 - See more details below
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Online Promo
Accelerated Upgrade to KrisFlyer Elite Gold Member
on eligible Singapore Airlines, Scoot flight bookings & KrisShop purchases
S$1 = 2 KrisFlyer miles
on eligible Grab Singapore transactions
S$1 = Up to 2 KrisFlyer miles
on all other eligible purchases
S$1 = 1.2 KrisFlyer miles
Online Promo:
New to American Express Card Members can receive up to 40,000 KrisFlyer miles – enough to redeem a return trip to Taipei* on Singapore Airlines.

Existing American Express Card Members can receive up to 30,000 KrisFlyer miles. T&Cs apply.
Valid until 30 Jul 2025 - See more details below
American Express The Platinum Card®
Online Promo
Membership Benefits worth more than S$8,000!
for every S$1.60 spent
Earn 2 Membership Rewards® points
for every S$1.60 spent with 10Xcelerator by Membership Rewards®
Earn up to 20 Membership Rewards® points
Annual Fee
S$1,744
Online Promo:
Get up to 142,500 Membership Rewards® points (enough to redeem to a Return Trip to London on Singapore Airlines)! T&Cs apply.

  • Receive 95,000 Membership Rewards® points upon annual fee payment and min. spending of S$4,000 within first 2 months of Card approval.
  • Earn an extra 10 Membership Rewards® points on top of the 2 Membership Rewards® points you already earn on your Card, if you spend in foreign currency for 6 months upon Card approval, capped at S$1,000 spend per month.  
Valid until 30 Jul 2025 - See more details below
American Express Platinum Credit Card
Online Promo
Membership Benefits worth more than S$1,600!
for every full S$1.60 spend at participating Platinum 10Xcelerator Partners
10 Membership Rewards Points
for every full S$1.60 spend on All Other Spend
2 Membership Rewards Points
for first year for Supplementary Cards
Annual Fee waived
Online Promo:
Get up to S$400 back!

New-to-Card Customers receive S$200 Statement Credits upon annual fee payment and S$1,000 spend within first 2 months of Card approval.
What's more, receive up to S$200 back when you spend at participating lifestyle brands.

Existing Customers receive S$150 Statement Credits upon annual fee payment and S$1,000 spend within first 2 months of Card approval.
What's more, receive up to S$200 back when you spend at participating lifestyle brands. T&Cs apply.
Valid until 30 Jul 2025 - See more details below

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