[UPSIZED OFFER] Get S$200 Cash via PayNowwhen you apply and spend a min. of S$500 in Qualifying Spends within the first month of card approval! T&Cs apply.
Valid until 21 Apr 2024 - See more details below
Are you eligible?
Promotion is valid from 12-April-2024 to 21-April-2024
Applicable for New to American Express® True Cashback Card Members only
Who is considered a "New to American Express Card Members only"?
A New-To Card Holder is someone who doesn't already have an existing credit card with the bank. Participants who have cancelled the Card previously for the same company are not eligible for the gift.
Customers need to apply through MoneySmart to be eligible
What you need to know
Get S$200 Cash via PayNow when you apply and spend a min. of S$500 in Qualifying Spends within the first month of card approval.
Log into your MoneySmart account and submit your claim with your Unique Reference Number (xxxxxxxxxxxxxxSGD) by 28th April 2024.
Please note that gifts will typically be fulfilled approximately 4-5 months after end of the campaign.
Eligible Customers who qualify for the MoneySmart promotion of (Gift), are not eligible for the Welcome Offers stated on Amex website.
MoneySmart exclusive gifts and rewards do not stack with external or third party promotions unless otherwise stipulated. Kindly refer to T&Cs for details
T&Cs
FAQ
Claim Form
All Details
Unlimited & Immediate Cashback - No min spend and no cap on how much you earn. Get your cashback in the same month's statement.
3% Cashback on all eligible purchases, up to $5,000 spend in the first 6 months for new Card Members.
1.5% unlimited Cashback on all subsequent eligible purchases with no minimum spending and no earn cap.
At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.
Unlimited & Immediate Cashback - No min spend and no cap on how much you earn. Get your cashback in the same month's statement.
3% Cashback on all eligible purchases, up to $5,000 spend in the first 6 months for new Card Members.
1.5% unlimited Cashback on all subsequent eligible purchases with no minimum spending and no earn cap.
Get instant gratification in getting your Cashback immediately in the same month's statement as your purchases.
True Love Weddings: Enjoy additional savings on wedding packages and services with participating partners.
Enjoy curated offers and additional savings on home improvement purchases and selected family expenses.
No complicated requirements to qualify for Cashback. You will be earning Cashback on every eligible dollar spent.
Enjoy dining privileges at selected restaurants
3% Cashback on all eligible purchases, up to S$5,000 spend in the first 6 months, 1.5% Cashback on any purchase you make thereafter
3% Cashback on all eligible purchases, up to S$5,000 spend in the first 6 months, 1.5% Cashback on any purchase you make thereafter
Unlimited Cashback - No min spend & no cap
3% Cashback on all eligible purchases, up to S$5,000 spend in the first 6 months, 1.5% Cashback on any purchase you make thereafter
Unlimited Cashback - No min spend & no cap
Annual Principal Fee
S$174.40 (incl. of 9% GST). Waived for the first year
Supplementary Annual Fee
S$87.20 (incl. of 9% GST) for each subsequent Supplementary Card.
Fee Waiver
Available
Interest Free Period
22 days
Annual Interest Rate
27.80% p.a. compounded if payment of the closing balance in your statements is not made in full; or 3% p.a. on top of prevailing interest rate in the event that your account has three or more defaults in the last 12 months
Late Payment Fees
S$100
Minimum Monthly Repayment
3% or S$50, whichever is higher
Foreign Currency Transaction Fee
3.25%
Foreign Check Fee
N/A
Cash Advance Transaction Fee
5%
Overlimit Fee
N/A
Singaporean/PR Minimum Income
Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Non-Singaporean Minimum Income
Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
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