Earn 2 Membership Rewards® points

for every S$1.60 spent

Earn 20 Membership Rewards® points

for every S$1.60 spent with 10Xcelerator by Membership Rewards®

No Expiry Date

on Membership Rewards® Points

All Details

• Key Features

  • Enjoy S$400 every year to use at over 1,400 curated restaurants locally and around the world.

  • Complimentary Access into Tower Club

  • Complimentary access for you, a supplementary cardholder and one guest each to 1,400 Lounges such as The Centurion Lounge, Priority Pass, International American Express Lounges

  • Be delighted with special rates and pleasant surprises worth S$800 when you stay at over 1,300 properties worldwide that are part of Fine Hotels & Resorts

  • Gain instant status to higher tiers of leading hotel loyalty programs such as the Marriott Bonvoy™ Gold Elite Status and Hilton Honors Gold Status

  • All Membership Rewards points never expire

  • At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.

Overseas Spending

Excellent

• Should you need emergency assistance while travelling, we can provide immediate personal advice over the phone:

• Travel Emergency Assistance - Should the unforeseen happen during your travel, you will have access to emergency services such as worldwide medical and legal assistance

• Home Assist - For urgent situations around the house, we will arrange an emergency callout to assess and fix any problem.

• Roadside Assist - With Roadside Assist, we offer around-the-clock help whenever you are on the road.

Entertainment

Very Good

• Complimentary membership to Tower Club for you and your supplementary Card Members

• Exclusive golf privileges at some of the finest courses at home or abroad.

• Exclusive spa privileges that come with your Card Membership.

• Complimentary weekend parking at Great World City

Rewards

Very Good

• Earn 2 Membership Rewards® points for every S$1.60 spent.

• Earn a total of 20 Membership Rewards® points for every full S$1.60 spent with 10Xcelerator by Membership Rewards®.

• Your points never expire.

Dining

Very Good

• Up to 50% savings at selected restaurants in some of the best luxury hotels in Singapore such as Fairmont Singapore, Swissôtel The Stamford Singapore and St. Regis Singapore with Love Dining @ Hotels by Platinum.

• A range of delectable cuisines await, island-wide, with up to 50% off at our handpicked selection of restaurants with Love Dining @ Restaurants by Platinum.

• Enjoy S$400 every year to use at over 1,400 curated restaurants locally and around the world.

Air Miles

Good

• Access to over 1,400 airport lounges in 650 cities worldwide for you, your Supplementary Members and one guest each.

• Earn 5 Membership Rewards points for every full S$1.60 spent with Singapore Airlines and Scoot (equates to 1.9 miles per S$1).

Annual Interest Rate and Fees

Annual Principal Fee	S$1,728 (incl. of 8% GST) / S$1,744 (incl. of 9% GST with effect from 1 Jan 2024)
Supplementary Annual Fee	S$162 (incl. of 8% GST) / S$163.50 (incl. of 9% GST with effect from 1 Jan 2024). First 2 Supplementary Cards fee permanently waived.
Fee Waiver	Not Available
Interest Free Period	N/A
Annual Interest Rate	N/A
Late Payment Fees	2.5% / month of any overdue previous balance or S$100 /month (whichever is greater)
Minimum Monthly Repayment	N.A. (All Charges are due for payment in full in Singapore Dollars immediately on receipt of your monthly statement)
Foreign Currency Transaction Fee	3.25%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	Handling fee of 5% of your withdrawal amount will apply for each withdrawal mount.
Overlimit Fee	N/A

Minimum Income Requirements

Singaporean/PR Minimum Income	Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Non-Singaporean Minimum Income	Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Card Association

American Express

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