American Express Singapore Airlines KrisFlyer Credit Card

American Express Singapore Airlines KrisFlyer Credit Card

TRIP.COM COUPON FLASH DEAL | LUCKY DRAW
Very good sign up bonuses for hitting a substantial minimum spend in the first few months. Hassle-free miles card - miles are directly credited into your KrisFlyer account.
S$1 = 1.1 Miles
Local Spend
S$1 = 2 Miles
Overseas Spend during June and December, with no cap
S$1 = 3.1 Miles
on Eligible Grab transactions, capped at $200 per calendar month
MoneySmart Exclusive

[LUCKY DRAW | Trip.com Coupon Flash Deal]
Get S$80 Trip.com Coupon from MoneySmart and stand a chance to win a 3 Day 2 Night stay at Capella Ubud, Bali (worth up to USD4,000) or a Samsonite Choca Spinner 68/25 Luggage (worth S$700) when you apply and spend a min. of S$1,000 within 1 month from card approval! T&Cs apply.
 
[American Express Welcome Offer | 1 to 23 July 2024]
New American Express cardholder can get up to 17,000 KrisFlyer miles (enough to redeem a Return Trip to Bali*)when you spend a min. of S$1,000 within the first month of card approval. T&Cs apply.

Valid until 23 Jul 2024 - See more details below

Are you eligible?

    • Promotion is valid from 12-July-2024 to 23-July-2024

    • MoneySmart Exclusive Lucky Draw and Trip.com Flash Deal is only applicable for New to American Express® Singapore Airlines KrisFlyer Credit Card Members only

    • Customers need to apply through MoneySmart to be eligible

    • Charge a minimum of S$1,000 in eligible transactions to your credit card within the first one (1) month from Card approval date

What you need to know

  1. The S$80 Trip.com Coupon consists of a: S$50 New User Coupon & S$30 Existing User Coupon. Refer to T&Cs for more details.

  2. New American Express cardholder can get up to 17,000 KrisFlyer miles (enough to redeem a Return Trip to Bali*)when you spend a min. of S$1,000 within the first month of card approval. T&Cs apply.

  3. Stand a chance to win a 3 Day 2 Night stay at Capella Ubud, Bali (worth up to USD4,000) or a Samsonite Choca Spinner 68/25 Luggage (worth S$700) when you meet the relevant spend criteria! T&Cs apply.

  4. Get a chance for the Lucky Draw when you apply and spend on your American Express® Singapore Airlines KrisFlyer Credit Card

  5. Log into your MoneySmart account and submit your claim with your Unique Reference Number (xxxxxxxxxxxxxxSGD) by 30th July 2024.

  6. Receive 10,900 KrisFlyer Miles when you spend a min. of S$1,000 within first month of card approval

  7. Earn 1,100 KrisFlyer Miles based on the S$1,000 spent (based on 1.1 KF Miles per S$1 spent locally)

  8. Receive 5,000 KrisFlyer miles upon first transaction on card (for first-time AMEX Singapore Airlines Credit Card applicants)

  9. Bank T&Cs and go.amex.sgexclusions apply.

  10. Eligible Customers who qualify for the MoneySmart promotion of (Gift), are not eligible for the Welcome Offers stated on Amex website.

  11. MoneySmart exclusive gifts and rewards do not stack with external or third party promotions unless otherwise stipulated. Kindly refer to T&Cs for details

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Accumulating your expenses to get the sign-up bonuses and spending in categories to earn accelerated miles.

Good for

People who travel frequently and want to enjoy Singapore Airlines and other travel privileges, and don't want the hassle of transferring miles or paying for conversion fees.

Categories to maximise this card

Singapore Airlines, KrisShop, Grab, overseas and everyday spending.

What people use it for

Big purchases, travel expenses and everyday spending.

Get if

You have upcoming expenses that will meet the minimum spending requirement for sign up bonuses. You travel frequently and want to enjoy Singapore Airlines and travel privileges. You prefer to avoid the hassle of converting points to miles.

All Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Looking for a miles credit card?

Explore a range of cards here and find the perfect one to earn miles on your everyday purchases, unlocking a world of exciting travel perks and adventures. Plus, enjoy exclusive welcome gifts when you apply through MoneySmart.

American Express Singapore Airlines KrisFlyer Credit Card Review 2024

The Amex KrisFlyer Credit Card stands out as an official co-branded credit card with Singapore Airlines KrisFlyer, ensuring seamless mileage accrual directly into your KrisFlyer account. If you frequently fly with Singapore Airlines and prefer effortless mile accumulation, this card could be an ideal choice, particularly with its absence of earning caps on certain spending categories. Before committing, let's delve into its eligibility criteria, perks, and drawbacks to determine if it complements your lifestyle and spending patterns.

Pros & Cons

Pros

  • Up to 17,000 welcome bonus air miles upon payment of annual fee (breakdown of the 17,000 miles accrual requirements below)
  • 10,900 miles when you spend a min. of S$1,000 within first month of card approval
  • 1,100 miles based on the S$1,000 spent (based on 1.1 miles per S$1 spent locally)
  • 5000 miles upon first transaction on card (for first-time AMEX Singapore Airlines Credit Card applicants)
  • 3.1 miles per $1 spent on eligible Grab transactions
  • 2 miles per S$1 spent overseas during June and December, and purchases made on singaporeair.com, SingaporeAir mobile app and KrisShop (in-flight and online) with no cap
  • 1.1 miles per S$1 spent locally
  • Earn miles without any cap restrictions during the 2 peak travel months stated above
  • Annual fee waiver for first year
  • 500 bonus miles on recurring telco bill
  • Enjoy car rental privileges by Hertz worldwide)
  • Complimentary travel coverage of up to S$350,000 travel Inconvenience and travel accident benefits

Cons

  • Interest rate of 27.80%, which is higher than other miles credit cards in the market e.g. the OCBC 90°N Card and HSBC Visa Infinite Credit Card
  • Min. spend of $1,000 within the first month of card approval is required to qualify for the welcome bonus miles
  • Miles earn rate for eligible Grab transactions is capped at $200 per calendar month

Compare AMEX Singapore Airlines KrisFlyer Card vs. UOB PRVI Miles vs. SCB Journey Card

When evaluating these three credit cards, distinctions emerge across various critical factors, including interest rates, annual fees, minimum annual income prerequisites, and air miles perks. The UOB PRVI Miles Visa Card distinguishes itself with an exceptionally attractive welcome offer, granting 50,000 air miles upon fulfilling the annual fee payment and meeting specified spending thresholds.

Nevertheless, it imposes a higher annual fee in contrast to the American Express Singapore Airlines KrisFlyer Credit Card and Standard Chartered Journey Card. Notably, the American Express Singapore Airlines KrisFlyer Credit Card boasts the most economical annual fee among the trio.

Moreover, it facilitates the direct accumulation of air miles into your KrisFlyer account, eliminating the need for conversion or associated fees. This stands in contrast to other air miles cards, which typically mandate converting rewards points to miles, often accompanied by conversion fees. Regarding redemption flexibility, encompassing choices between miles or cash rewards via accumulated reward points, the SCB Journey Card, with its 360 Rewards Points system, may present a more fitting option.

In essence, if your loyalty lies with Singapore Airlines and you prefer direct purchases through their website or KrisShop, the American Express Singapore Airlines KrisFlyer Credit Card allows you to optimize benefits with unrestricted mile accrual. However, for those anticipating frequent travel arrangements via platforms such as Agoda and Expedia, the UOB PRVI card might be more suitable.

AMEX Singapore Airlines KrisFlyer CardUOB PRVI Miles Visa CardSCB Journey Credit Card
Interest rate:
27.80%
Interest rate:
27.80%
Interest rate:
27.90%
Annual fee:
$179.85 (first year waiver available)
Annual fee:
$261.60 (first year waiver available)
Annual fee:
None
Minimum annual income:
  • Available upon request from AMEX (minimum income subject to AMEX’s internal assessment and approval)
Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $40,000 for foreigners
Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $60,000 for foreigners
Air miles benefits:
  • Up to 17,000 welcome bonus KrisFlyer miles (only applicable for new AMEX Credit Card members upon annual fee payment and fulfilling the minimum spend requirement)
  • 3.1 miles per $1 spent on eligible Grab transactions
  • 2 miles per S$1 spent overseas during June and December
  • 2 miles per S$1 spent on purchases made via SingaporeAir mobile app, singaporeair.com, and KrisShop
  • 1.1 miles per S$1 spent locally
  • No cap restrictions during the 2 peak travel months stated above
  • 500 bonus miles on recurring telco bill
  • Exclusive car rental privileges by Hertz worldwide)
  • Complimentary travel coverage of up to S$350,000 travel Inconvenience and travel accident benefits
Air miles benefits:
  • Up to 50,000 welcome air miles upon annual fee payment and minimum spend
  • 6 miles (equivalent to UNI$15 per S$5 spent) for every S$1 spent on selected online hotel and flight bookings
  • 2.4 miles (equivalent to UNI$6 per S$5 spend) per S$1 spent overseas
  • 1.4 miles (equivalent to UNI$3.5 per S$5 spend) per S$1 spent locally
  • Earn miles with no cap limit
  • UOB PRVI Miles Visa eCommerce Purchase Protection
  • Get discounts or vouchers on SimplyGo transactions, Grab rides, and GrabFood spending
  • Public Conveyance Personal Accident coverage of S$500,000 in complimentary travel insurance plan
  • Up to 14% discount at Shell for petrol
  • Up to 15% discount at SPC for petrol
Air miles benefits:
  • Up to 45,000 welcome air miles upon annual fee payment and minimum spend
  • 3 miles for every S$1 spent on online transactions for transportation, grocery and food delivery
  • 2 miles for every S$1 spent overseas
  • 1.2 miles for every S$1 spent locally
  • 2 complimentary airport lounge visits for primary cardholders
  • 45% off MSIG travel insurance coverage

AMEX Singapore Airlines KrisFlyer Credit Card Application

Here are 3 simple steps to apply for the AMEX Singapore Airlines KrisFlyer Credit Card

Step 1

Apply via MoneySmart’s credit cards page

You may begin your application by clicking on our AMEX Singapore Airlines KrisFlyer Credit Card application link.

When you choose to apply online via SingPass MyInfo, AMEX will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.

Step 2

Provide all documentation required

You’ll need to provide all the necessary documentation in order for AMEX to approve your credit card application. This list of documents include:

  • NRIC or other identification details
  • Latest computerised payslip
  • Latest 12 months’ CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA)

Step 3

Receive your AMEX Singapore Airlines KrisFlyer Credit Card

Once your card gets approved, you will receive it in the next 3 to 5 business days. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your AMEX mobile app!

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Are there any fees if I apply for the AMEX Singapore Airlines KrisFlyer Credit Card?

The AMEX Singapore Airlines KrisFlyer Ascend Credit Card charges an initial annual fee of $343.35 (no waiver available), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.

Am I eligible for the AMEX Singapore Airlines KrisFlyer Credit Card?

If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the AMEX Singapore Airlines KrisFlyer Ascend Credit Card, as long as you’re aged 21 and above, and earn a minimum annual income that meets the requirements and internal assessment criteria by AMEX.