S$1.60= 10X Points

at participating Platinum EXTRA Partners

S$1.60 = 2X Points

on All Other Spend

S$50= 11,000 Points

Redeem for Vouchers at Selected Malls

All Details

• Key Features

  • Enjoy Love Dining @ Restaurants privileges which offers up to 50% savings on food orders at a handpicked selection of popular restaurants.

  • Enjoy Chillax By Platinum privileges. Enjoy a drink on the house at places like Anti:Dote and The Auld Alliance

  • Enjoy up to 40% off à la carte spa services at Adeva Spa, Spa Rael and The Ultimate

  • Enjoy complimentary green fees* with a paying companion on weekdays, and two paying companions on weekends at premier golf and country clubs across Singapore, Cambodia, Indonesia, Malaysia, Philippines, Thailand and Vietnam.

  • At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.

Dining

Excellent

• Earn savings with Love Dining @ Restaurants & Love Dining @ Hotels

• Love Dining @ Restaurants: 50%, 35%, 15% savings when dining with 1 friend, 2 friends, and alone respectively

• Enjoy savings at artfully curated restaurants and Singapore's finest hotels with Love Dining

• Love Dining @ Hotels: Discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more

• Unwind with a drink - or maybe two with Chillax by Platinum. Enjoy a drink on the house at places like Anti:Dote and The Auld Alliance.

Shopping

Excellent

• Supports Platinum 10Xcelerator Partners like Maison 21G and The Hour Glass

• 90-days return guarantee, return almost any purchase made in Singapore. Subject to a total limit of S$5,000 for a period of one (1) calendar year from the date of issue of the Card or latest renewal date, whichever is the later.

• Redeem vouchers with points at various shops including Best Denki, CapitaLand, Harvey Norman and The Hour Glass

Rewards

Excellent

• Give back to yourself when you spend—earn a total of 2 Membership Rewards points* for every full S$1.60 spent.

• Your spending goes even further at our Platinum 10Xcelerator Partners like Maison 21G and The Hour Glass, where every full S$1.60 spent gives you 10 Membership Rewards points (equivalent to 5.5 miles).

• Be spoilt for choice. From a lavish feast to a shopping spree, treat yourself and take a pick from over 200 rewards in our Membership Rewards Catalogue.

• Fly with freedom. Enjoy permanent waiver of the miles transfer fee (worth S$40) with the American Express Platinum Credit Card. With this, redeem your points for Frequent Flyer Miles from Airline Partners like Asia Miles, British Airways Executive Club, Emirates Skywards, Singapore KrisFlyer and more.

• Downsize your Card bills, anytime, anywhere, by using your Membership Rewards points to pay for any purchase made with your American Express® Platinum Credit Card.

• Your points never expire, which means you can take all the time to need to collect, redeem, and enjoy.

Buffet Promotion

Very Good

• Up to 50% off on dining at 50+ 5 star hotels and restaurants under Love Dining programme

• Complimentary welcome drink / 1-for-1 drinks at 10+ cocktail bars under Chillax programme

• Earn 2 reward points for every S$1.60 spent

Annual Interest Rate and Fees

Annual Principal Fee	S$324 (incl. of 8% GST with effect from 1 Jan 2023)
Supplementary Annual Fee	S$162 each (incl. of 8% GST with effect from 1 Jan 2023)
Fee Waiver	Not Available
Interest Free Period	22 days
Annual Interest Rate	26.90%
Late Payment Fees	S$100
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	2.95%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	5%
Overlimit Fee	N/A

Minimum Income Requirements

Singaporean/PR Minimum Income	S$80,000
Non-Singaporean Minimum Income	S$80,000

Card Association

American Express

Wireless Payment

Apple Pay
Samsung Pay
Google Pay

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