Credit Cards

Best 3 Credit Cards for Frequent Flyers in Singapore

Best 3 Credit Cards for Frequent Flyers in Singapore

With Christmas and Chinese New Year done and dusted, I need a holiday to recover from my holiday. With a good rest in the Bahamas, this hangover ought to clear up by October. Plane tickets are more overpriced than uranium in Iran though, and I’m not paying full price; this is the sort of thing I accumulate frequent flyer miles for. If you haven’t got any, and you’re a frequent flyer, you’ll want to check out these top credit cards:

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3 Best Credit Cards for Shopping

3 Best Credit Cards for Shopping

Tis’ the season for extremely last minute shopping. For some masochistic reason or another, we always find some way to get ourselves stuck in the worst spot of mad rushing to buy gifts. Well, if you are stuck running around looking for what to buy, then you have to be thankful for Singapore’s good ol’ department stores. Here, we take a look at the credit cards you need to benefit the most from shopping at these places:

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Top 3 Credit Cards That Give Free Travel Insurance

Top 3 Credit Cards That Give Free Travel Insurance

After months of working like a slave, rowing an oar in that galley you call a “workplace,” you’re finally ready to have your chains removed (temporarily) for a well-deserved holiday! You already know where you want to go – you just need to go online to buy your ticket.

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Think Your Credit Score Is Safe? Think Again

Think Your Credit Score Is Safe? Think Again

Managing your credit score is a lot like owning a pet lion. As long as you feed it regularly and respect it, you two will get along just fine. But once you start mistreating the beast by skipping its feeding time or abusing it – you end up with one pissed off animal that’ll tear you apart.

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Credit Card Fees You Probably Don’t Know You’re Paying

Credit Card Fees You Probably Don’t Know You’re Paying

When you get a credit card, you’ll also receive a book of terms and conditions. This book will be helpful, to about the same degree as a waterproof tea bag. Because just look at it; there are bar exams which require less legalese (and effort) to get through. As a consequence, most credit card users would have no idea if they just agreed to scrub the bank’s toilets for a year, let alone the exact fees:

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MAS Tightens Unsecured Loans: How It Will Affect You

MAS Tightens Unsecured Loans: How It Will Affect You

Do you enjoy being in piles of debt? Does your definition of “a good time” involve rolling around in unpaid bills, like some kind of reverse Scrooge McDuck? No? Well a significant number of you must be lying, because the government seems sure you do. That’s why they’ve decided to ruin every credit card marketer’s day, by tightening unsecured loans. See how it affects you:

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How to Avoid Credit Card Fraud (When Overseas)

How to Avoid Credit Card Fraud (When Overseas)

Credit card fraud and tourism go hand in hand. They’re both growth industries, and they both involve sending your money to exotic places. So unless you want to end up with a two year credit card debt to a strip bar in Tijuana, we suggest you check out guest writer Serene Anne’s safety tips:

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Credit Cards – How To Avoid The Dangers That Lurk Beneath

Credit Cards – How To Avoid The Dangers That Lurk Beneath

The thrill and rush of unveiling that shiny new piece of plastic from a small envelope. The feeling of sheer power when you nonchalantly hand your card over to the cashier for that big ticket purchase (yeah, don’t pretend. You know that smug look). We are a nation who loves our plastic, perhaps a bit too much. Our new credit card expert Serene Anne hands out some words of caution on how to effectively manage these potential time bombs.

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3 Reasons You Want to Use Visa PayWave

3 Reasons You Want to Use Visa PayWave

Yeah, I know what you’re thinking. “What the hell? Is MoneySmart being paid by Visa now?” And that wounds me, because (1) I have never made things up or told a lie, since the day I was born, and (2) I really should have thought of that myself. Our pantry needs a new coffee maker; preferably one that I won’t mistake for the aquarium again.

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DBS & Visa Team Up: The End for Remittance Services?

DBS & Visa Team Up: The End for Remittance Services?

In “Let’s Kill Every Remittance Service at Lucky Plaza” news, DBS and VISA are tag-teaming to handle cash transfers with Visa Personal Payments (VPP). Remittance services’ biggest enemy, PayPal, has flown the coop. They’re out of this country, maybe never to come back. But before the remittance people have even reached the “c” in “Let’s pop champagne,” DBS and VISA have arrived to take PayPal’s place:

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