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Citibank Ready Credit
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Citibank Ready Credit

Exclusive Offer - 4.55% p.a. (EIR 8.5% p.a.) for 36 month loan tenure
MoneySmart Exclusive - S$100 NTUC FairPrice Vouchers!

Reasons To Get This Personal Loan:
  • One hour loan approval
  • No processing fees
  • Welcome offer - 4.55% p.a. (EIR 8.5% p.a.) on 36 loan tenure (min. loan $1k)
  • MoneySmart Exclusive - S$100 NTUC FairPrice Vouchers with min. loan of $10k
Citibank Ready Credit

Citibank Ready Credit Highlights

years
/mth

4.55%

Interest Rate

3 years

Loan Tenure

$316

Per Month

Citibank Ready Credit

Repayment Summary

Principle Loan Amount
$10,000
Monthly Instalment
$316
Interest Rate (per annum)
4.55%
Loan Tenure
3 years
Total Amount Payable
$11,365
Total Interest Payable
$1,365

Key Product Features

Max Loan Tenure
5 years
Interest Rate
4.55%
Approval Duration
Instant
Minimum Annual Income
$30,000

One-time Fees & Charges

Processing Fee
No processing fee
Restructuring Fee
No restructuring fee

Penalties & Late Fees

Late Payment Fee
If payment is not received in full by due date, you will have to pay additional interest at the prevailing Citibank Ready Credit interest rate. If payment is overdue by 2 months, the loan will be terminated and any outstanding loan amount will be charged in the upcoming statement.
Partial Repayment Penalty
No partial prepayment allowed
Full Repayment Penalty
3% of outstanding unbilled principal amount or S$100 whichever is higher

Eligibility

Citizenship Status
Singaporean
Age Requirement
Age 21 - 65 years old
Employment Status
Salaried Employee, Variable/Commission-based Employees or Self Employed
Minimum Annual Income
$30,000
Citibank Ready Credit

Apply Online for This Personal Loan Now!

Citibank Ready Credit

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