Compare the Best Singapore Credit Cards

You'll be spoilt for choice with MoneySmart's selection of the most popular credit cards in Singapore. Whether you're looking for a great cash back, air miles, rewards card or more, we've got the right one for you here.

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Showing 30 results of 41 products
must-have-card
  • MoneySmart Exclusive! - Bonus S$100 Qoo10 Voucher
  • Get S$120 Cashback
  • 8% cash back awarded on Dining, Grab Rides, Petrol & Groceries daily with min. monthly spend of S$888. Cash back awarded is capped at S$25 per category, per month
  • Up to 20.88% savings at Esso and Shell, and 8% Cash Back at all other petrol stations
  • For spend less than S$888, 0.25% cash back awarded for all categories of spend. No cash back cap
  • For all other spend categories, 0.25% cash back is awarded. No cash back cap on these categories
  • MoneySmart Exclusive! - Delsey Helium Aero 71cm TSA Luggage worth S$529 + Up to S$40 Cashback
  • Up to 3.5% Cash Back on all purchases
  • No minimum spend required
  • Up to 75% off hotel bookings on Agoda and 10% off hotel books on Expedia
  • 1 year card annual fee waiver / Perpetual card annual fee waiver for HSBC Advance banking customers
  • Apply now to get 3% Cashback for the first 6 months
  • Win 2 Business Class Tickets to Denpasar (Bali)
  • National Day Offer: 2 dining vouchers at the One Michelin Star restaurant- Labyrinth
  • 1.5% Cashback on any purchase you make, anytime
  • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay
  • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings
  • MoneySmart Exclusive! - Delsey Helium Aero 71cm TSA Luggage worth S$529 + Up to S$40 Cashback
  • Up to 5% cash rebates on grocery and petrol, and up to 2% cash rebates on dining
  • 5% cash rebate on Recurring Mobile/Cable TV/Internet Bill Payment
  • 2 year Annual Fee waiver
  • MoneySmart Exclusive! - Delsey Helium Aero 71cm TSA Luggage worth S$529 + Up to S$40 Cashback
  • 5X Rewards points (or 2 air miles) per $1 spent on Online, Dining and Entertainment transactions
  • $1 = 1 Reward point. No minimum spend and earn as many Rewards points as you like
  • 2 year annual fee waiver
  • Get S$150 cashback at Singapore Airlines
  • Win 2 Business Class Tickets to Denpasar (Bali)
  • Enjoy 1,500 KrisFlyer miles
  • Get up to 12,500 Bonus KrisFlyer Miles
  • S$1 = 1.1 KrisFlyer miles (Local)
  • S$1 = 2 KrisFlyer miles (Overseas) during June and December
  • Receive 5,000 bonus KrisFlyer miles when you first charge to your card
  • Get an additional 5,000 bonus KrisFlyer miles when you spend S$2,500 within 3 months of card approval
  • First Year Fee Waiver
  • Eligible with Apple Pay
  • Full Fee Offer + B&O Play H5 + 2D1N at Dorsett Singapore + Samsonite Sigma 76cm Luggage
  • National Day Offer: 2 dining vouchers at the One Michelin Star restaurant- Labyrinth
  • Love Dining @ Restaurants: 50%, 35%, 15% savings when dining with 1 friend, 2 friends, and alone respectively
  • Enjoy savings at artfully curated restaurants and Singapore's finest hotels with Love Dining
  • Love Dining @ Hotels: Discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more
  • With Love Dining @ Hotels, receive a complimentary The Far Card Classic Membership entitling special savings for unlimited visits at choice of 10 restaurants at Singapore's finest hotels
  • Simply charge S$4,500 to your card and earn points to redeem an Economy Class return ticket to Bali
  • Eligible for use with Apple Pay
  • Get 35,000 Air Miles
  • Get up to 2.25 air miles per S$1 spent
  • Unlimited access to over 700 VIP airport lounges worldwide with complimentary Priority Pass™ Membership for cardholder and supplementary cardholder(s)
  • Complimentary limousine transfer and expedited immigration clearance
  • Complimentary worldwide travel insurance coverage for over 20 benefits of up to US$2,000,000
  • MoneySmart Exclusive! - Bonus S$100 Qoo10 Voucher
  • Get S$120 Cashback
  • Up to 5% savings on on Groceries. 2.7% + 2% is (for transactions above $50) + 0.3% (if monthly card spend is at least $300)
  • Up to 5% savings on Fast Food, Movies & Coffee. 4.7% + 0.3% (if monthly card spend is at least $300)
  • Up to 3% savings on Online Shopping. 2.7% + 0.3% (if monthly card spend is at least $300)
  • Up to 2% EZ-Reload Auto Top-up. 0.3% + 1.7% (If top-up more than $30. If $30 or less, 0.7% awarded instead)
  • Savings awarded in SMRT$. SMRT$ can be redeeemd for cash rebate or vouchers
  • 20% Cashback on Uber Rides Globally
  • Online Exclusive - Get up to S$138 cashback
  • 1.5% cashback on all eligible spend with no cashback cap and no minimum spend
  • 3% cashback on all eligible foreign currency spend (inclusive of the 1.5% cashback on all spend). Promotion ends 31 Dec 2017
  • 2 year annual card fee waiver
  • MoneySmart Exclusive! - Bonus S$100 Qoo10 Voucher
  • 20X Rewards (20 points or 8 Miles) per $1 spent on Amazon
  • Get S$120 Cashback
  • 20X Rewards (20 points or 8 Miles) for every S$1 spent on Amazon. (Valid till 31 Jul 2017)
  • 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes + Bags + Clothes at Online, Retail or Department stores, locally and overseas
  • 4200 Points (1400 Miles) = S$10 voucher. Redeemable at Isetan, Tangs, Marriott Cafe, Shell, Calvin Klein and many more
  • S$1 spent = 1 Rewards point (All other spend)
  • Earn up to 42,000 Citi Miles when you apply and spend, T&Cs apply
  • Earn up to 10 Citi Miles per S$1 spent on online travel bookings
  • Receive 10,000 Citi Miles upon membership renewal and payment of annual fee
  • Citi Miles never expire
  • 1 Citi Mile = 1 Mile with over 60 popular airlines like KrisFlyer, Asia Miles, Enrich, Qantas, Qatar
  • Get 5% Cash Rebate for the first 2 months
  • Stand to win an All-New Mercedes-Benz C 180 Cabriolet or a Dream Holiday
  • 5% cash rebate for the first 2 months up to S$4,000 spend
  • 1% cash rebate on all local spend all-year-round
  • Waiver of 1.5% currency exchange fees on all overseas transactions
  • Enjoy first year fee waiver
  • Get up to 50,000 STAR$
  • Win 2 Business Class Tickets to Denpasar (Bali)
  • Earn 3X STAR$ at CapitaLand Malls
  • 3-hour complimentary parking across 15 CapitaLand Malls with min spend of S$1,200 per month
  • First year fee waiver
  • Eligible for use with Apple Pay
  • New sign-up offer: Get up to 24GB of Free additional data each month for a year
  • Up to 24GB FREE additional data each month for a year
  • Up to 10% Citi Rebate on M1 recurring bills
  • 0.3% Citi Rebate on overseas & local spend
  • Up to 1% Citi Rebate on purchases at M1 stores
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  • Get up to 12,000 Welcome Miles
  • UOB PRVI Miles American Express: 10% off at Shinsegae Duty Free + S$10 off at Uber and UberEats
  • UOB PRVI Miles Mastercard: Exclusive offers at Resorts World Sentosa + Discounts at Cathay Cineplexes
  • UOB PRVI Miles Visa: Upgrades at Visa Luxury Hotels + 28% off GV Gold Class
  • $1 = 6 miles for spends on major airlines and hotels booked through Expedia, UOB Travel, and Agoda
  • $1 = 1.4 miles (Local spend)
  • $1 = 2.4 miles (Overseas spend)
  • Up to S$1,000,000 personal account and travel insurance coverage
  • 20% Cashback on Uber Rides Globally
  • Online Exclusive - Get up to S$138 cashback
  • 7% Cashback on eligible online purchases
  • 2% Cashback on supermarket purchases (capped at $720 a year)
  • 2 Years Fee Waiver
  • Get approval-in-principle in 60 seconds
  • Get a return trip to Krabi with your new DBS Card
  • Earn 10X Rewards (10 DBS Points OR 20 miles per S$5 spent) when shopping online
  • Earn 3X Rewards (3 DBS Points OR 6 miles per S$5 spent) when shopping overseas
  • Earn 1X Rewards (1 DBS Point OR 2 miles per S$5 spend) on all other purchases
  • Shop now, pay later with 0% interest payment plans
  • Enjoy 2 complimentary access for you and a friend to selected True Fitness and True Yoga centres every month
  • Get a return trip to Krabi with your new DBS Card
  • Earn 5X Rewards ( 5 DBS Points OR 10 miles per S$5 spent) when shopping online
  • Earn 1X Rewards (1 DBS Point OR 2 miles per S$5 spend) on all other purchases
  • Shop now, pay later with 0% interest payment plans
  • Enjoy 2 complimentary access for you and a friend to selected True Fitness and True Yoga centres every month
  • Get up to 10% cashback on your online and Visa payWave spend
  • Get a return trip to Krabi with your new DBS Card
  • Enjoy 5% cashback when you shop online or pay using Visa payWave through your Card, Apple Pay, Samsung Pay or Android Pay.
  • Get additional 5% cashback on your spend on Uber, FoodPanda, McDelivery, Amazon, ASOS, Qoo10, iTunes and more!
  • Earn 3X DBS Points (OR 6 miles per S$5 spend) on all your online and Visa payWave purchases.
  • Earn 1X DBS Point (OR 2 miles per S$5 spend) on all other purchases.
  • Get up to S$120 Fuel Savings
  • Instant 17% savings at Esso
  • Free fuel when you convert your shopping, dining and other card spend into Smiles Points
  • S$10 charged outside of Esso = 1 Smiles Point
  • S$30 fuel voucher = 750 Smiles Points
  • 0% interest-free Instalment Payment Plan for Motor Insurance and Road Tax
  • Get 5% Cashback on Shopping & Groceries
  • Get a return trip to Krabi with your new DBS Card
  • 5% Cashback on Clothes, Bags, Shoes, Jewellery, Watches, and at Department & Grocery Stores with a minimum spend of S$700 per calendar month, capped at S$70 per month
  • 3X DBS Points per S$5 spent on all local Visa payWave purchases
  • 1X DBS Point per S$5 spent on all other purchases
  • Shop now, pay later with 0% interest payment plans
  • Get a return trip to Krabi with your new DBS Card
  • From now to 31 Jul 2017, enjoy double miles (up to 6 miles/S$1) when you register & spend above S$2,500 per calendar month
  • Enjoy up to 3 miles/S$1 on all spend
  • Complimentary travel insurance coverage of up to S$1 million
  • 10,000 bonus miles upon paying annual membership fee; Miles never expire
  • 35k Miles OR 15k Miles + 28" Samsonite Lite-Shock Spinner (worth S$950)
  • 20% Cashback on Uber Rides Globally
  • $1 = 1.4 miles (Local)
  • $1 = 3 miles (Overseas)
  • Complimentary visits to the airport lounges under the Priority Pass Lounge program
  • Complimentary Travel Accident Insurance coverage of up to S$1,000,000
  • Get a return trip to Krabi with your new POSB Card
  • Get up to 14% cash rebate on dining and overseas spend
  • Get up to 6% cash rebate on daily essentials at SPC, Sheng Siong, Watsons, SP Services, Starhub and more
  • Get 0.3% cash rebate on everything else
  • Use it as an all-in-one card: Credit Card, ATM Card and EZ-Link Card
  • Cash rebates earned will never expire!
    • Up to 8% cash rebate on weekend dining and entertainment
    • Dining deals at more than 3,000 restaurants with UOB Mighty and exclusive 1-for-1 deals
    • 3% cash rebate on online fashion, online travel and payments via UOB Mighty
    • UOB Young Professionals Solution is a combination of UOB One Account, UOB YOLO and the unique Sweep feature that allows you to automatically invest your earned account interests and card rebate into a Unit Trust
    • Win 2 Business Class Tickets to Denpasar (Bali)
    • Enjoy 1,500 KrisFlyer miles
    • Get up to 20,000 Bonus KrisFlyer Miles AND a Samsonite Sigma Spinner
    • 1.2 KrisFlyer Miles = S$1
    • 2 KrisFlyer Miles = S$1 in foreign currency spent overseas on eligible purchases in June & Dec
    • Spend above S$15,000 on eligible purchases on singaporeair.com within first 12 months of Card approval and get upgraded to KrisFlyer Elite Gold Membership
    • Enjoy 500 bonus KrisFlyer miles on your first Grab booking with your KrisFlyer Ascend as the default payment card, valid till 31 Dec 2017
    • Up to $1 million travel insurance coverage
      • 10X UNI$ on online purchases and entertainment
      • 10X UNI$ on Visa payWave
      • Earn SMART$ rebates at over 900 participating outlets and use it to offset your next purchase
      Compare
        • Up to 5% cash rebate on all spend, awarded per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
        • Up to 3.33% p.a. deposit interest rate on UOB One Account
        • Up to 20.8% savings on fuel purchases at Shell Stations and 24% at SPC
        • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 900 participating merchants
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          • 5X UNI$ at local departmental stores, overseas, online shops and taxi rides
          • UOB Lady’s LuxePay Plan – 6 or 12 month instalment plan with no interest or processing fees
          • Free drink at Bespoke bars/restaurants on weekday nights with no spend required
          Compare

          Satisfied MoneySmart.sg customers agree!

          Having all the various details of the different cards available in one site was a great way for me to decide on which was best for me. I felt better applying for a credit card as MoneySmart's comparison tools narrowed down the best card for my lifestyle

          Angie Seow
          Dance Instructor

          I did not know what I needed to consider when applying for a credit card until I used MoneySmart.sg to compare the different products. Not only did I manage to sign up for a new card through the site, I now understand what credit card points can do for me as a user

          Timothy Kua
          Manager

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