UOB One Card
Very Good

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee 1st Supplementary Card Free; $96.30 for subsequent cards
  • Fee Waiver 1 year fee waiver, perpetual fee waiver for first supplementary card
  • Annual Interest Rate 25%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $40,000 per year

Things to look out for

  • Tier 1 Cashback: $50, monthly spend between $500 - $999
  • Tier 2 Cashback: $100, monthly spend between $1,000 - $1,999
  • Tier 3 Cashback: $300, monthly spend $2,000 and above
  • Cashback awarded quarterly
  • * Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. for deposits of S$50,000, provided customers meet both criterias of S$500 Card Spend and S$2,000 salary credit or 3 GIRO debits per month
  • ^Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law
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UOB Lady's Platinum Card
Very Good

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver 1 year fee waiver, perpetual fee waiver for first supplementary card
  • Annual Interest Rate 25%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $40,000 per year

Things to look out for

  • 1 Reward point for $1 spent on shopping, online shopping, and taxi (normalised from $5 = 5 UNI$)
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UOB YOLO Credit Card
Satisfactory

Annual Fees and Rates

  • Principal Annual Fee S$192.60
  • Supplementary Annual Fee N/A
  • Fee Waiver 1 year fee waiver for Principal card, free first supplementary card
  • Annual Interest Rate 25.9%

Eligibility

  • Singaporean Minimum Income S$30,000
  • Non-Singaporean Minimum Income S$40,000

Things to look out for

  • Up to S$10 off a grab ride every weekend with a spend on dining or entertainment during weekdays
  • Enjoy exclusive offers at Golden Village, Tanjong Beach Club, The Rabbit Hole, Timbre and many more
  • Insurance coverage of up to S$500,000 when you charge your travel tickets to your card
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UOB Preferred Platinum Visa Card
Satisfactory

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver 1 year fee waiver for Principal and second Supplementary card, perpetual fee waiver for first supplementary card
  • Annual Interest Rate 25%

Eligibility

  • Singaporean Minimum Income S$30,000
  • Non-Singaporean Minimum Income S$40,000

Things to look out for

  • 0.2 Reward points for every $1 spent
  • 2 Rewards points for every $1 spent on Online Shopping and Entertainment or Visa payWave
  • Monthly expenditure cap of $1,000 total for bonus categories
  • No cap for all other categories
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UOB Delight Card
Satisfactory

Annual Fees and Rates

  • Principal Annual Fee $85.60 per year
  • Supplementary Annual Fee $53.50 per year
  • Fee Waiver 1 year fee waiver, perpetual fee waiver for first supplementary card
  • Annual Interest Rate 25.9%

Eligibility

  • Singaporean Minimum Income S$30,000
  • Non-Singaporean Minimum Income S$40,000

Things to look out for

  • 3% cashback rate for Bills (minimum spending $400)
  • 3% cashback rate for Groceries (spending $400-799)
  • 0.3% cashback rate for all categories (no minimum spending)
  • No cap to the amount of SMART$ earned for transactions made at SMART$ Merchants
  • Rebates will be issued in SMART$
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