Citi Cash Back Card
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Citi Cash Back Card

  • 8% cash back awarded on Dining, Grab Rides, Petrol & Groceries daily with min. monthly spend of S$888. Cash back awarded is capped at S$25 per category, per month
  • Up to 20.88% savings at Esso and Shell, and 8% Cash Back at all other petrol stations
  • For spend less than S$888, 0.25% cash back awarded for all categories of spend. No cash back cap
  • For all other spend categories, 0.25% cash back is awarded. No cash back cap on these categories

Credit Card Sign Up Promotions & Deals

MoneySmart Exclusive! - Bonus S$100 Qoo10 Voucher
  • Apply through MoneySmart between 13 Jul 2017 till 20 Aug 2017 and get a Bonus S$100 Qoo10 Voucher
  • Cards applicable for this promotion are the Citi Cash Back Card, Citi Rewards Card & Citi SMRT Card
  • You should receive an email from us 1-3 weeks after your card has been approved with more details about redemption of the Qoo10 promotion
  • Only New-to-Card Customers will be eligible for the promotions. For the full T&Cs, click here.
Get S$120 Cashback
  • Cash back awarded in denominations of S$20 with minimum spend of S$200 each month
  • Valid for applicants who do not have an existing Citi Credit Card account

Promo

  • Excellent 5/5
  • MoneySmart Exclusive - Free S$100 Qoo10 Voucher when you apply through MoneySmart. Valid till 20 Aug 2017
  • Get S$120 Cashback - Cash back awarded in denominations of S$20 with minimum spend of S$200 each month
  • Both promotions valid for for New-to-Card Customers only

Dining

  • Excellent 5/5
  • 8% cash back on ALL your dining spends globally
  • 8% cash back also applicable for food & groceries delivery (including Foodpanda, Deliveroo, honestbee, RedMart)
  • Exclusive dining deals with Citi Gourmet Pleasures at top restaurants such as Kuro Restaurant & Bar, Skyve Wine Bistro and more
  • Up to 10% Citi Rebate at over 500 merchant outlets including Burger King, Cold Storage, Shell and Starbucks
  • Total minimum spend of S$888/statement month, 8% cash back capped at S$25 per category (Dining, Grab rides, Groceries, Petrol). For spend less than S$888 and/or other spend, 0.25% cash back is awarded, no cap on 0.25% cash back earned

Petrol

  • Excellent 5/5
Petrol Discount Savings per Year
  • Caltex $209
  • Esso $677
  • Shell $677
  • Spc $209
  • Up to 20.88% discount at Esso Stations: 5% Esso site discount + 5% Smiles card discount + 4% Citi Card discount + 8% Citi Cash Back Card cash back* (applies after Esso discount)
  • Up to 20.88% discount at Shell stations: 5% Shell site discount + 5% Shell Escape discount + 4% Citi Card discount + 8% Citi Cash Back Card cash back* (applies after Shell discount)
  • *Additional 8% cash back on petrol worldwide applies with a minimum spend of S$888/statement month on the Citi Cash Back Card, 8% cash back capped at S$25 per category (Dining, Grab rides, Groceries, Petrol). For spend less than S$888 and/or other spend, 0.25% cash back is awarded, no cap on 0.25% cash back earned

Grocery

  • Excellent 5/5
Grocery Discount
  • Fair Price
  • Cold Storage
  • Jasons
  • Giant
  • Market Place
  • 8% cash back at all supermarkets & grocery stores worldwide
  • 8% cash back also applicable for food & groceries delivery (including Foodpanda, Deliveroo, honestbee, RedMart)
  • Total minimum spend of S$888/statement month, 8% cash back capped at S$25 per category (Dining, Grab rides, Groceries, Petrol). For spend less than S$888 and/or other spend, 0.25% cash back is awarded, no cap on 0.25% cash back earned

Cash Back

  • Excellent 5/5
Total Annual Cashback
$696 / year
  • 8% cash back at ALL food & beverage outlets, supermarkets, food & groceries delivery (including Foodpanda, Deliveroo, honestbee, RedMart) and Grab rides globally
  • Up to 20.88% at Esso and Shell, and 8% Cash Back at all other petrol stations
  • Total minimum spend of S$888/statement month, 8% cash back capped at S$25 per category (Dining, Grab rides, Groceries, Petrol). For spend less than S$888 and other spends, 0.25% cash back is awarded, no cap on 0.25% cash back earned

Credit Card Information

Things to look out for

  • 0.25% base cash back rate
  • 7.75% additional cash back (minimum spending of $888)
  • Cashback cap of $25 per bonus category (Petrol, Dining, Groceries)
  • Once you accumulate S$50 or more cash back in a month, it will be automatically credited to your statement in multiples of S$10

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $42,000 per year

Interest Rate & Late Payment Fees

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver First year fee waived for Principal and two (2) Supplementary cards
  • Annual Interest Rate 28%
  • Late Payment Fees S$80
  • Minimum Monthly Repayment 1% or S$50, whichever is higher
  • Interest-free Period 25 days
  • Foreign Currency Transaction Fee 2.5%
  • Balance Transfer Fee N/A

Other Information

  • Card Association MasterCard, Visa
  • Wireless Payment MasterCard PayPass, Visa payWave
  • Mobile Wallet Payment Samsung Pay
Citi Cash Back Card

Apply for the Citi Cash Back Card Credit Cards online now!

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