American Express True Cashback Card
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American Express True Cashback Card

  • 1.5% Cashback on any purchase you make, anytime
  • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay
  • Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings

Credit Card Sign Up Promotions & Deals

Online Exclusive: Get up to S$120 NTUC vouchers
  • Apply online for any 2 of the following American Express credit cards: KrisFlyer, KrisFlyer Ascend, CapitaCard, True Cashback, Platinum
  • Receive S$40 for your first approved American Express credit card
  • Receive an additional S$80 for your second approved American Express credit card
  • Valid till 30 Sep 2017
Win 2 Business Class Tickets to Hong Kong
  • Every S$50 spent locally = 1 chance
  • Every S$100 spent overseas = 2 chances
  • New Card approved = 10 chances
  • Qualifying period for spend: 1- 30 Sep 2017
  • Get double the chances with American Express Singapore Airlines Cards
  • New destinations every month till 31 Mar 2018

Cash Back

  • Excellent 5/5
Total Annual Cashback
$345 / year
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to $5000 spend
  • Enjoy first year fee waiver
  • Eligible for use with Apple Pay

Shopping

  • Very Good 4/5
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay

Dining

  • Satisfactory 3/5
  • Exclusive dining privileges all around the world, all year round with American Express Selects®
  • 1.5% Cashback on any purchase you make, anytime
  • 3% Cashback for the first 6 months up to $5000 spend
  • Eligible for use with Apple Pay

Credit Card Information

Things to look out for

  • 3% cashback rate (first $5,000 spent in first 6 months)
  • 1.5% unlimited cashback rate (thereafter above $5,000)
  • 1.5% unlimited cashback rate (after first 6 months)

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $60,000 per year

Interest Rate & Late Payment Fees

  • Principal Annual Fee $171.20 per year
  • Supplementary Annual Fee $85.60 per year
  • Fee Waiver 1 year fee waiver for Principal card, perpetual fee waiver for first 2 supplementary cards
  • Annual Interest Rate 24.99%
  • Late Payment Fees S$60
  • Minimum Monthly Repayment 3% or S$50, whichever is higher
  • Interest-free Period 21 days
  • Foreign Currency Transaction Fee 2.5%
  • Balance Transfer Fee N/A

Other Information

  • Card Association American Express
  • Wireless Payment N/A
  • Mobile Wallet Payment N/A
American Express True Cashback Card

Apply for the American Express True Cashback Card Credit Cards online now!

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