Your Life, Your Money.
Your Life, Your Money.
Tips, tricks and uncommon wisdom to help you get more out of your money.
Singapore Home Loan Comparison
Singapore Credit Card Comparison
Singapore Car Insurance Comparison
Shubhreet Kaur
I'm a passionate journalist with a strong belief in the power of media. Besides penning down my thoughts and ideas, I am an F1 fanatic who loves to travel, experience new cultures and explore new grounds. At all other times in between, I love to shop till I drop! ;) 
Alaric Tan is the driving force behind The Project Crew, a new force in Singapore’s event management industry. And if you’ve been in that industry, you’ll know there are easier jobs out there. Like being a Commando. To find out how Alaric thrives and succeeds in his pressure-cooker world , we do some catching up.
Ah, marriage! Bridal showers, big cakes, and guzzling half a beer factory at someone else’s expense bringing best wishes to the lovely couple. Which you’d better, considering your dinner will cost them a mid-range car. You know when the hosts looked at the bill, they were just pretending those were tears of joy right? So do the right thing. Guide them to our 7 Tips for Affordable Weddings.
REIZO is a custom tailoring business, recently opened at Wilkie Edge. In a world where tailored suits cost more than blood transfusions, Reizo manages to deliver quality at cut rate prices. That isn’t the only unusual thing about them; this fresh start-up had some unlikely roots. MoneySmart did some probing, and we nabbed while we were at it.
Which is better: pay by cash, or pay by credit card? I mean, everyone knows the answer to this. If they made Who Wants to Be a Millionaire for the thinking impaired, this wouldn’t even qualify as the first question. So how come in 2009, credit cards accounted for half the bankruptcy cases in Singapore?
For most of us, a home loan is the biggest loan we will ever take. The moment we sign, we incur a debt that sticks around for the next 15 to 30 years. And it’ll remain a major concern, right up till we’re thrilled with comfortable dentures and starting sentences with “In my time”. On top of that, convincing the bank to buy you a house isn’t all that easy either. To wit, MoneySmart presents 9 Tips on Getting the Best Home Loan:
Car insurance: it’s mandatory. I don’t know why they print brochures with people holding up car keys, spouting phrases like “love your ride” or “smooth drive”. As if they need to convince me or something. That brochure could feature a grinning banker lighting his cigar with a $50 bill and it would make zero difference. I’d still have to buy it. So let’s explore the available options: what’s the difference between these insurance plans?
It’s been four years since the progressive payment scheme became the norm. By now, property buyers have been frowning so long their faces could fit in a raisin commercial. But what’s the deal with progressive payment? Why does even saying it make buyers and sellers wince? We examine the subject below.
Credit cards give you access to money that isn’t yours. It’s the same as borrowing money, except without the crying and impassioned pleading (that part comes later). Debit cards just save you from standing in long ATM queues; it’s access to your own money, with the occasional perk. But which of the two should you be packing?
Finding a wedding venue sucks. With few exceptions, they are all insanely expensive. Their prices have numbers you’d expect to see somewhere else entirely, like on a population census of mainland China. Although a wedding is basically a dinner function with more froo-froo, it justifies selling dishes of peanuts or whatever at $3.50 a pop. And also, the hotel will be charging your children’s inheritance, just so your guests can sit around and chat.
Home loan terms are precise. So precise that, in the event of a dispute, your chances of wriggling free are about the same as a sick snail in a Greek wrestler’s armpit. It pays to understand the exact definition of these terms, because in a court of law, ignorance is not an excuse. Signing is binding, so check these terms first!
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